"I can't afford to change careers." "My life is just one bad choice after another." "I can do it myself, but I haven't." "No one is wise or intelligent enough to help me." "It's the economy...can't be helped." "Some people have all the luck." "I'm afraid to take a chance to try something new." "Too many people depend on me." "I don't know how to plan." "I have become too specialized to change careers". Click here for 'Trained Incapacity'